:root{--ink:#102a43;--ink2:#20394f;--blue:#146a9e;--sky:#e9f5fb;--accent:#e57d22;--accent2:#c96411;--paper:#fff;--muted:#5c6f7f;--line:#d8e5ed;--safe:#edf7f1;--radius:14px;--shadow:0 10px 28px rgba(19,45,65,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.68;background:var(--paper)}a{color:var(--blue)}.wrap{max-width:1160px;margin:auto;padding:0 22px}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}.topbar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0}.logo{font-size:20px;font-weight:850;line-height:1.12;text-decoration:none;color:var(--ink);max-width:560px}
.callbtn{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:800;padding:12px 17px;border-radius:9px;box-shadow:0 5px 14px rgba(229,125,34,.22)}.callbtn:hover{background:var(--accent2)}
.mainnav{background:var(--ink)}.mainnav .wrap{display:flex;gap:20px;overflow:auto}.mainnav a{color:#fff;text-decoration:none;padding:10px 0;white-space:nowrap;font-size:14px}
.hero{background:linear-gradient(135deg,var(--sky),#fff 70%);padding:64px 0 58px;border-bottom:1px solid var(--line)}.eyebrow{font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:11px}
.hero h1{font-size:clamp(36px,5.2vw,60px);line-height:1.04;margin:0 0 18px;max-width:920px;letter-spacing:-.025em}.hero p{font-size:20px;color:var(--muted);max-width:800px;margin-bottom:24px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.secondary{display:inline-block;padding:11px 14px;border:1px solid var(--line);border-radius:9px;text-decoration:none;font-weight:700;background:#fff}
.breadcrumbs{font-size:14px;color:var(--muted);padding-top:20px}.layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(275px,1fr);gap:44px;padding:48px 0}article{min-width:0}
h2{font-size:31px;line-height:1.2;margin:40px 0 14px;letter-spacing:-.01em}h3{font-size:22px;line-height:1.3;margin:28px 0 9px}p{margin:0 0 17px}ul,ol{padding-left:22px}.lead{font-size:19px;color:var(--ink2)}
.service-grid,.resource-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:22px 0 30px}.tile{display:block;border:1px solid var(--line);border-radius:12px;padding:18px;text-decoration:none;background:#fff;box-shadow:var(--shadow)}.tile strong{display:block;color:var(--ink);margin-bottom:4px}.tile span{color:var(--muted);font-size:14px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff;margin:20px 0;box-shadow:var(--shadow)}.cta{background:var(--ink);color:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.cta h2,.cta h3{margin-top:0;color:#fff}.cta p{color:#d9e5ee}.cta a:not(.callbtn){color:#fff}
.note{background:#fff7ed;border-left:4px solid var(--accent);padding:17px;border-radius:7px;margin:22px 0}.safe{background:var(--safe);border-left:4px solid #438a63;padding:17px;border-radius:7px;margin:22px 0}
.steps{counter-reset:step;list-style:none;padding:0}.steps li{counter-increment:step;position:relative;padding:0 0 18px 50px}.steps li:before{content:counter(step);position:absolute;left:0;top:1px;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);font-weight:800}
.faq details{border-top:1px solid var(--line);padding:15px 0}.faq summary{font-weight:800;cursor:pointer}.sidebar{align-self:start;position:sticky;top:120px}.small{font-size:14px;color:var(--muted)}
footer{background:#0b1f33;color:#dce7f1;padding:44px 0;margin-top:42px}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{color:#fff}footer p{color:#c9d8e4}.stickycall{display:none}
@media(max-width:820px){.layout{grid-template-columns:1fr}.sidebar{position:static}.service-grid,.resource-grid{grid-template-columns:1fr}footer .cols{grid-template-columns:1fr}.topbar{align-items:flex-start}.topbar .callbtn{display:none}.hero{padding:44px 0}.stickycall{display:block;position:fixed;z-index:60;left:14px;right:14px;bottom:14px;background:var(--accent);color:#fff!important;text-align:center;text-decoration:none;font-weight:850;padding:15px;border-radius:10px;box-shadow:0 6px 24px rgba(0,0,0,.28)}body{padding-bottom:70px}}